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Why Zillow’s Estimated Payment Isn’t What You’ll Actually Pay
Zillow’s home payment estimates can be misleading. Learn what you’ll really pay and how to determine what you can truly afford before buying.
Read MoreRoss Mortgage Welcomes Roy and GG Paeth to the Team
Ross Mortgage is proud to welcome Roy Paeth and Gillian “GG” Paeth to the team, bringing a unique father-daughter mortgage team and deep expertise in VA home loans to serve clients in the Murfreesboro, Tennessee area. With more than 25 years of mortgage experience, Roy and GG are committed to helping homebuyers make confident, informed…
Read MoreDo You Really Need 20% Down to Buy a Home?
For many buyers, the biggest obstacle to homeownership is a belief that they must save 20% for a down payment before they can even get started. At Ross Mortgage, we hear this concern every day. And the truth is reassuring: 20% down is not required for most homebuyers.
Read MoreRoss Mortgage Welcomes Loan Officer Kayla Moore
Ross Mortgage is proud to welcome Kayla Moore, an experienced loan officer with nearly a decade in the mortgage industry, to our growing team. With a background in finance and a passion for helping others, Kayla is dedicated to guiding homebuyers through the mortgage process with clarity and confidence. As a Mortgage Advisor at Ross…
Read MoreMortgage Insurance: A Simple Guide for First-Time Homebuyers
At Ross Mortgage, we believe your first home purchase should feel clear, comfortable, and achievable. So let’s walk through mortgage insurance in plain language—what it is, when it applies, and why it doesn’t have to stand in your way.
Read MoreWhat You Really Need to Buy Your First Home
At Ross Mortgage, we believe first-time buyers deserve clear answers, honest guidance, and a process that feels straightforward from the very beginning. So let’s simplify things.
Read MoreStudent Loan Changes Are Coming—Here’s What Homebuyers Need to Know
Change is coming At Ross Mortgage, we understand how student loans can shape your financial journey—and for many, that includes the path to homeownership. With new updates from the federal government regarding student loan legislation, now is the time to understand how these changes could affect your ability to buy a home. What’s Changing? The…
Read MoreFHA 203(k) vs. HomeStyle Loans – Which Renovation Loan is Right for You?
In our previous blog, we introduced renovation loans as a powerful solution for homebuyers looking to purchase and customize a fixer-upper, which you can read here. Now, let’s take a closer look at the two main renovation loan options: FHA 203(k) and HomeStyle loans. Each offers unique benefits, and choosing the right one depends on…
Read MoreRoss Mortgage Makes Homeownership Possible with Renovation Loans
If you’ve been house hunting, you’ve probably noticed one big challenge—there aren’t enough homes on the market. With high demand and limited supply, buyers often find themselves in bidding wars over move-in-ready properties. But what if you could expand your options and create the perfect home rather than waiting for the right one to appear?…
Read MoreUnlock $25,000 in Down Payment Assistance for Michigan Homebuyers with MSHDA and Ross Mortgage
At Ross Mortgage, we believe homeownership should be within reach for everyone. That’s why we’re excited to share news about an incredible opportunity for first-time homebuyers in Michigan—the MSHDA First-Generation Down Payment Assistance Program, offering up to $25,000 in down payment support! This new program is a game-changer, especially for first-generation buyers in Michigan who…
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