Andrew Penney has over 18 years of mortgage lending experience. Prior to joining Ross Mortgage, Andy was a sales manager for The Mortgage Calculator, Hancock Mortgage, Churchill Mortgage, Freedom Mortgage, Acopia Home Loans and a producing manager for BBVA Compass. Andrew earned an associate’s degree in 1997 from Brevard Community College. He resides in Kingwood, TX with his wife and three children and enjoys coaching baseball and playing music.Andrew Penney has over 18 years of mortgage lending experience. Prior to joining Ross Mortgage, Andy was a sales manager for The Mortgage Calculator, Hancock Mortgage, Churchill Mortgage, Freedom Mortgage, Acopia Home Loans and a producing manager for BBVA Compass. Andrew earned an associate’s degree in 1997 from Brevard Community College. He resides in Kingwood, TX with his wife and three children and enjoys coaching baseball and playing music.