Mortgage Pre-Approval Process

Ross Mortgage uses a special mortgage pre-approval process to help prospective homebuyers determine how much their loan amount should be. It also serves as a commitment from us to finance the home you decide to purchase.

Ross Mortgage works with you to customize a mortgage plan that is specific to your needs. After the mortgage pre-approval process, which includes verification of your income, assets, and credit history, Ross Mortgage will develop a payment plan that is based on your loan amount and meets your specific situation and timeline requirements. Whether this will be your first home or you have previous experience applying for a mortgage, our skilled team is dedicated to learning about you and recommending the best course of action to finance your home.

A mortgage pre-approval process also allows you to more effectively discuss your terms with the seller and budget more precisely for negotiable things like closing costs and monthly payments. If you are ready to get the process started, Ross Mortgage can assist with your qualification and approval right away. To find out how, contact us today.